DEEN DAYAL JAN AWAS YOJANA (DDJAY)

Get your plot now in best (ddjay)affordable housing plotted scheme

DEEN DAYAL JAN AWAS YOJANA (DDJAY)

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WHAT IS DEEN DAYAL JAN AWAS YOJANA (DDJAY)Praise Green 
Deen Dayal Jan Awas Yojana (DDJAY) is a Haryana govt. affordable housing Plotted scheme launched in year 2016 in prime cities of Haryana.
This policy is planned  to encourage the development of high density plotted colonies in Low and Medium Potential towns of the State wherein small plots are made available through a liberal policy framework.
The Government of Haryana notified an Affordable Plotted Housing Policy 2016 for Low and Medium Potential Towns: (DDJAY) under the provisions of Section 9A of the Haryana Development and Regulation of Urban Areas Act, 1975 as well as under Section 11 of the Punjab Scheduled Roads and Controlled Areas Restriction of Unregulated Development Act, 1963 and any other corresponding statute governing development of plotted housing colonies on the subject, provided that if there is any contradiction in any other provision relating to the development of such colonies then the provisions of this policy shall prevail. The affordable housing colonies under the scheme would be developed by the private developers under the supervision of the state government. It is very well started projects in Gurugram also. And most Beneficiary for house buyers in gurugram property market.
SPECIFICATIONS OF DEEN DAYAL JAN AWAS YOJNA (DDJAY)
•	A project could be developed on an area ranging 5 to 15 acres.
•	Only up to 30% of a city’s total planned residential area would be offered for project developments under this category. The maximum plot area under this scheme has been determined at 150 square meters (sq. m).
•	The area under roads cannot exceed 10 per cent of the total licensed area. The developer is also required to transfer 10 per cent of the licensed colony area to the government free of cost so that community facilities may be provided by the government over that area.
•	Developers could also register independent floors on plots, along with stilt parking. They could allot up to 50 per cent of the area; the remaining 50 per cent would remain with the government but they can continue development work on it. Of this, 15 per cent of the area would be mortgaged for internal development works.
•	The developer has been given the option of depositing the cost of internal development works with the municipality concerned at mutually decided rates. The developer may also mortgage residential plots covering not less than 15 per cent of the total saleable area as security with the authority. This will act as a security against any future delinquency. The license fee has been set at Rs 10,000 per acre for low-potential towns and Rs 1 lakh per acre for medium-potential towns.
•	Under the scheme, the conversion charges and infrastructure development charges (IDC) have been waived and the external development charges (EDC) and the license fee have been reduced substantially. Developers have also been given the option of either mortgaging 15 per cent of the saleable area or providing bank guarantee to the same tune for internal development works.
•	Applications under this policy can be submitted within 90 days from the date of notification of the scheme. In case the total number of applications received in a particular area exceeds the total area that has been permitted under the policy, all the applicants who fulfil the eligibility criteria will be considered for granting a minimum area of five acres. If the total number of applicants is less than the total area permitted, each applicant will be considered for grant of license, subject to the minimum and maximum area norm. The Director-General, Town and Country Planning, has been given the authority to increase the total permitted area by up to 40 per cent.
 BENEFITS OF DEEN DAYAL JAN AWAS PLOT YOJNA
•	Stilt + 4 structure allowed
•	Separate floor registry
•	FAR: 2.64
•	80% home loans on plots
•	Possession link plan
•	100% home loan on construction
•	Park, market, play school, community centre inside the society.
•	Gated society complex
•	Minimum 09 meter road
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